Important Information and Reminders:

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• New Health Plan Participants – If you (or your spouse) are new to the Health Plan due to Open Enrollment, as a New Hire, or a Qualifying Life Event, you must complete Steps 1, 2, and 3 of the Preferred Premium Process within 120 days of your effective coverage date to receive the HRA incentive, maintain the 2026 Preferred Premium, and earn the 2027 Preferred Premium. This is the only opportunity to earn the 2027 Preferred Premium.

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• Biometric Screening - Biometric screening events will take place at the Harahan, Baltimore, and Hammond campuses. Details are included in this packet. If you cannot attend a screening event, simply schedule your annual preventive visit with your provider and bring the Provider Verification form for them to complete. 

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• Preferred Premium Process Deadline – For 2027, the deadline to complete Steps 1, 2, and 3 is October 15, 2026. Step 3 is required this year only for employees and spouses with last names A–L New participants: All 3 steps must be completed within 120 days, regardless of last name. Note: If new to the plan, CHR must be completed within 120 days, regardless of last name.

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• Health Review Visit – Complete this step by scheduling an appointment with a Marathon Health practitioner. If you are not near our on-site clinics, use your annual preventive physical with your personal practitioner to satisfy Step 3 (Health Review Visit) of the Preferred Premium Process. The visit is 100% paid for by the health plan, but you must submit the enclosed Verification Form for credit.

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• 2026 Non-Preferred Premium – For those who choose not to complete the Preferred Premium Process in 2026, the non-preferred premium for 2027 will remain at $60 more per month or $120 more per month if both the employee and participating spouse decide not to complete the process.

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Please take a few minutes to review the materials. If you are not enrolled in or joining the Health Plan in 2025, there is no need to review the Health Plan enclosures